Casualty - Environmental


New Day has the expertise to provide environmental casualty products to complement the array of construction-related professional liability and environmental liability products that we offer.

The Environmental Package for General Liability, Contractor’s Pollution Liability, and Professional Liability. This package combines General Liability, Contractor’s Pollution Liability, and Professional Liability. Designed to address the risks of environmental contractors, consultants, engineers, and project managers, this product fills coverage gaps and creates efficiencies within the various policies. It offers a cost-effective risk management solution by combining multiple coverages under one policy.

General Liability and Contractor’s Pollution Liability Coverage (occurrence or claims-made) is afforded for third-party liability arising from covered operations and professional services, premises, operations, and completed operations, as well as bodily injury, property damage and cleanup from pollution conditions arising from professional services.

Professional Liability (claims-made) coverage is afforded for errors and omissions arising from professional services performed by or on behalf of environmental consultants or engineers.

Automatic additional insured coverage is available for general and environmental liability.

In addition, optional coverage is available for pollution conditions resulting from transportation of materials, pollution conditions at a contractor’s premises, and pollution conditions arising from non-owned disposal sites. Separate project-specific policy limits are available.

Environmental Package for General Liability, Pollution Legal Liability and Contractor’s Pollution Liability. This package combines General Liability, Pollution Legal Liability and Contractor’s Pollution Liability to address the site exposures of various industries including chemical, petroleum, waste, packaging/container, and environmental products. In addition to its cost-effectiveness, this package helps to fill coverage gaps that may exist from having multiple carriers or underwriters.

Coverage is available for sudden and accidental or gradual pollution conditions for bodily injury and property damage for owned locations and on a blanket basis for non-owned sites including disposal facilities. Additionally, coverage is afforded for emergency response costs arising from a pollution event in the absence of a third-party claim. Pollution liability coverage is afforded for new and pre-existing pollution conditions, on- and off-site coverage for bodily injury, property damage, and cleanup costs for pollution conditions on, at, under, or migrating from covered locations. Additional coverages include products pollution, contracting operations, blanket transportation, and blanket non-owned locations including non-owned disposal sites.

Coverage options can also include business interruption/extra expense and product recall.

Primary General Liability coverage includes broad form named insured, broad additional insured, per location aggregate, and no premium audit provision.


The following environmental casualty products are also available to your environmental industry clients and your clients that perform environmental services or operations:
  • Commercial Automobile
  • Commercial General Liability
  • Umbrella Liability
  • Workers’ Compensation


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